How to File an SGI Auto Fund Claim in Saskatchewan

Been in a collision in Saskatchewan? Here's exactly what to do, in order, from the scene of the accident to getting your vehicle repaired and your claim paid.

Table of contents
  1. Step 1: Collect information at the scene
  2. Step 2: Report to police if required
  3. Step 3: Report your claim to SGI
  4. Step 4: Get a damage estimate
  5. Step 5: Repair or settle
  6. Step 6: Authorize payment
  7. How it affects your rates
  8. Frequently Asked Questions

Step 1: Collect information at the scene

Unless it's a single-vehicle collision, get the other driver's information and any witness details, and take photos of the damage to all vehicles involved.

Step 2: Report to police if required

Saskatchewan law requires you to report certain collisions to police — generally those involving injury, a fatality, or damage above a set threshold. If in doubt, report it.

Step 3: Report your claim to SGI

You can report your claim:

  • Online through SGI's eClaim service
  • By phone: 1-844-855-2744 (daytime) or 1-800-647-6448 (after hours)
  • In person at a local SGI claims centre

Have ready: the police file number (if applicable), and the names of everyone involved exactly as they appear on their vehicle registration. Report as soon as possible — in Saskatchewan you generally have up to 2 years from the date of loss to file and settle a claim.

Step 4: Get a damage estimate

An SGI adjuster reviews the collision and tells you whether you're responsible (which affects your deductible and Safe Driver Recognition rating). Your vehicle is assessed at an accredited repair shop or an SGI claims centre.

Step 5: Repair or settle

Finalize your repairs as soon as possible, or if the vehicle is a total loss, settle that portion of the claim. If you can't pay your deductible upfront, see our guide to the Deductible Payment Plan.

Step 6: Authorize payment

Sign the necessary documents to close out your claim, whether your vehicle was repaired or written off.

How it affects your rates

If you're found responsible, your Safe Driver Recognition rating drops and you may face a financial penalty on top of your deductible. If you disagree with that outcome, see our guide to appealing your safety rating.

Frequently Asked Questions

How long do I have to file an SGI claim after a collision?

Generally up to 2 years from the date of loss to file and have your claim settled — but report as soon as possible.

Can I file my SGI claim online?

Yes, through SGI's eClaim service, or by phone or in person at a claims centre.

Fees and requirements are set by SGI and can change. Always confirm current details on SGI's official site or with your nearest motor licence issuer before visiting.

Liam Friesen

Liam Friesen

I´m a web project creator and digital publisher based in Canada. Through practical guides and streamlined online tools, he simplifies complex local processes—such as vehicle registration and licensing rules in Saskatoon—to help residents navigate everyday administrative tasks with ease.

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