ATV Rules in Saskatchewan: Insurance, Licensing and Where You Can Ride
Unlike a car or motorcycle, an ATV in Saskatchewan doesn't need to be registered with SGI — but that doesn't mean it's unregulated. Insurance, licensing and where you can ride are all governed separately.
Registration: not required
ATVs are exempt from SGI registration entirely.
Insurance: required for public land
Before riding an ATV in any public area, you need a minimum of $200,000 in third-party liability insurance, arranged through an insurance broker (not SGI directly). You must be able to show proof of insurance if asked, and both the owner and operator are liable for any loss, damage or injury caused.
Licensing requirements
- With a driver's licence: you're clear to ride on public land.
- Without a driver's licence: you must be at least 12 years old and either complete an approved ATV training course, be supervised by a licensed driver on their own ATV, or be accompanied by a licensed driver on the same ATV.
Where you can (and can't) ride
ATVs generally can't be driven on public roads or streets, except:
- Where a local bylaw or SGI has authorized ATV use on that road
- To cross a road or bridge (unless a bylaw or SGI prohibits it)
SGI or your local municipality can also prohibit ATVs on highway ditches, medians, Crown land, or private/municipal land. Riding on private land always requires the landowner's permission first. Check with your municipal office before assuming a route is legal.
Frequently Asked Questions
Do I need to register my ATV in Saskatchewan?
No — but you do need $200,000 in liability insurance to ride it on public land.
Can a 12-year-old legally ride an ATV in Saskatchewan?
Yes, without a driver's licence, if they've completed an ATV training course or are supervised/accompanied by a licensed driver.
Fees and requirements are set by SGI and can change. Always confirm current details on SGI's official site or with your nearest motor licence issuer before visiting.
